Home Improvement Loan | Finance Home Renovations | Shawbrook (2024)

Back to Personal loans

• Borrow from £1,000 to £50,000 over one to seven years
• Get a decision in minutes with our simple online application
• Receive a personal loan quote without affecting your credit score
• Manage loan repayments with a guaranteed fixed rate upfront

We know everyone is different. That’s why we look at every customer individually. But we do have some criteria you’ll need to meet before we can consider your car loan application. You must:

• Be aged 21 to 75
• Have been a UK resident for at least three years
• Have an annual income of at least £15,000
• Have a personal bank account in the UK
• Have a good credit history with no outstanding County Court Judgement (CCJ)

Calculate your personalised quote

Trustpilot

When you apply for a loan quote with us, we run a soft credit check that doesn’t impact your credit score. You’ll get an upfront, guaranteed rate if you’re eligible. That way, you can decide if our home improvement loan is right for you before applying.

If you’re eligible and accept our rate, you’ll need to provide us with your bank details and sign your documents online. Once we’ve approved your loan and signed the agreement, we’ll send you your funds within three working days — ready for you to get started with your renovations.

Apply for a personalised quote

To receive a quote, you’ll need to meet our eligibility criteria and provide us with the following information:

1. Residential addresses for the last three years
2. Contact details, including an email address
3. Employment information

Representative example: for comparison purposes, 16.9% APR Representative based on a loan of £10,000 repayable over 60 months (five years) with an interest rate of 16.9% p.a. (fixed). Monthly payment of £241.68 total amount repayable £14,500.74.

All personal loans are subject to status. The interest rate offered will vary depending on our assessment of your financial circ*mstances and your chosen loan amount. That's why you won't find a loan calculator on our website. To find out more about this as well as our commitment totransparency, visit our guide onwhy Shawbrook Bank doesn't use loan calculators.

We offer loans from £1,000 to £50,000 with loan terms from one to seven years. The maximum APR rate you could be offered is 34.9%.

We’re proud to be a different kind of bank. We’re committed to beingfair and transparent with everyone that applies for a personal loan, so this is our promise:

• Honest:What you see is what you get.
• Open:We want you to get the rate that’s right for you.
• Fair:Get a rate that’s based on your individual circ*mstances.
• Upfront:If it’s not good for you, it’s not good for us
• Clear: We won’t waffle.

Our transparency charter