Washington Pre-Bankruptcy Credit Counseling – Approved by the US Trustee (2024)

Before you file for bankruptcy you need to take a credit counseling course that has been approved for Washington bankruptcy filers.

Once you complete the course you will receive a certificate that you must file along with your bankruptcy petition.

You are not required to take the Washington credit counseling if you are on active military duty in a combat zone or you are physically or mental impaired to such an extent that you cannot fulfill the credit counseling requirement.

If you attempt to fulfill the requirement, and cannot before you are compelled to file bankruptcy, you may petition the court to take the course after you file.

Here is a list of US Trustee approved Washington pre-bankruptcy credit counseling services:

#1$t Choice Credit Counseling & Financial Education a/k/a DBSM, Inc.
2049 Marco Drive
Camarillo, CA 93010
877-692-5669
Business URL: www.mybknow.com

$0 Debt Goal Inc.
130 W. Jefferson Street
Tipton, IN 46072
877-376-8070
Business URL: www.zerodebtgoal.com

$0$ BK Class Inc.
2711 E. Melrose Street
Gilbert, AZ 85297
877-376-7122
Business URL: www.myonlinebankruptcyclass.com

001 Debtorcc, Inc.
378 Summit Avenue
Jersey City, NJ 07306
1-800-610-3920
Business URL: www.debtorcc.org

1$ Wiser Consumer Education, Inc.
503 Hillcrest Lane
Krum, TX 76249
972-292-7279
Business URL: www.1dollarwiser.com

101creditcounseling.com
21008 SE 47th Avenue
Bothell, WA 98021
866-676-1364
Business URL: www.101creditcounseling.com

123 Credit Counselors, Inc
6161 Blue Lagoon Drive
Suite 255A
Miami, FL 33126
305-269-1092
Business URL: www.a123cc.org

1A Bankruptcy Counseling, Inc.
21 Caller Street, Suite 214
Peabody, MA 01960
888-823-4266
Business URL: www.1stabc.org

Abacus Credit Counseling
17337 Ventura Boulevard
Suite 226
Encino, CA 91316
800-516-3834
Business URL: www.abacuscc.org

ABC American Bankruptcy Counselors
48 County Rd. 114
Bailey, CO 80421
303-551-5599
Business URL: www.abcaid.org

Abel Credit Counseling Services, Inc.
102 South Post Street
Hay Springs, NE 69347
308-225-5357
Business URL: www.abelccs.org

Academy of Financial Literacy, Inc.
2105 E. Oakland Street
Chandler, AZ 85225
877-833-2867
Business URL: www.academyoffinancialliteracy.com

Access Counseling, Inc.
633 W. 5th Street
Suite 26001
Los Angeles , CA 90071
800-205-9297
Business URL: www.accesscounseling.com

Advantage Credit Counseling Service, Inc.
River Park Commons
2403 Sidney Street, Suite 400
Pittsburgh, PA 15203
866-409-2227
Business URL: www.advantageccs.org

Advantage Debt Management of America
4015 Executive Park Drive
Suite 150
Cincinnati, OH 45241
513-947-1234
Business URL: www.helpwithbills.org

Advisory Credit Management, Inc.
3511 West Commercial Blvd
Suite 404
Tamarac, FL 33309
800-786-3940
Business URL: www.advisorycreditmanagement.org

Allen Credit and Debt Counseling Agency
20003 387th Avenue
Woolsey, SD 57384
888-415-8173
Business URL: www.acdcas.com

Alliance Credit Counseling, Inc.
15720 John J. Delaney
Suite 575
Charlotte, NC 28277
888-995-7856
Business URL: www.knowdebt.org

Alpha Community Services
121 West Water Street
Suite D
Sandusky, OH 44870
419-626-1450
Business URL: www.alphacommunityservices.com

American Consumer Credit Counseling, Inc.
130 Rumford Avenue
Suite 202
Newton, MA 02466
866-826-6924
Business URL: www.ConsumerCredit.org

American Financial Solutions of North Seattle Community College Foundation
2815 2nd Avenue
Suite 280
Seattle, WA 98121
800-894-7240
Business URL: www.myfinancialgoals.org

BKEDCERT.com a d/b/a of Pacific Rim Institute for Development and Education, Inc.
6230 Wilshire Blvd.
Suite 1763
Los Angeles, CA 90048
800-845-7171
Business URL: www.bkedcert.com

Black Bottom/Springfield Human Development Corp
485 West First Street
Suite 239
Jacksonville, FL 32202
904-435-7546
Business URL: www.sjhmblackbottom.com

Black Hills Children's Ranch, Inc.
1644 Concourse Drive
Rapid City, SD 57703
605-348-1608
Business URL: www.pioneercredit.com

Cambridge Credit Counseling Corp.
67 Hunt Street
Agawam, MA 01001
800-403-3433
Business URL: www.cambridge-credit.org

CC Advising, Inc.
703 Washington Ave.
Suite 200
Bay City, MI 48708
989-402-5161
Business URL: www.ccadvising.com

CCCS of Ventura County, Inc. / SurePath Financial Solutions
80 North Wood Road
Suite 200
Camarillo, CA 93010
877-615-7873
Business URL: www.surepath.org

ClearPoint Financial Solutions, Inc.
8000 Franklin Farms Drive
Richmond, VA 23229
804-222-4660
Business URL: www.clearpointccs.org

Community Credit Counselors, Inc.
101 N. Lynnhaven Road
Suite 303
Virginia Beach, VA 23452-7523
800-531-5124
Business URL: www.bankruptcyinfo.org

Consumer Credit and Budget Counseling, Inc.
299 South Shore Road
US Route 9 South
Marmora, NJ 08223
609-390-9652
Business URL: www.cc-bc.com

Consumer Credit Counseling Service of Buffalo, Inc.
40 Gardenville Parkway
Suite 300
West Seneca, NY 14224
716-712-2060
Business URL: www.cccsbuffalo.org

Consumer Credit Counseling Service of Greater San Antonio
6851 Citizens Parkway
Suite 100
San Antonio, TX 78229
210-979-4300
Business URL: cccssa.org

Consumer Credit Counseling Service of Maryland & Delaware, Inc.
757 Frederick Road
2nd Floor
Baltimore, MD 21228
410-747-2050
Business URL: www.cccs-inc.org

Consumer Credit Counseling Service of Orange County
1920 Old Tustin Avenue
Santa Ana, CA 92705
888-289-8230
Business URL: www.cccsoc.org

Consumer Credit Counseling Service of Rochester, Inc.
1000 University Avenue
Suite 900
Rochester, NY 14607
888-724-2227
Business URL: www.RethinkingDebt.org

Consumer Credit Counseling Service of San Francisco
595 Market Street
Suite 1500
San Francisco, CA 94105
800-777-7526
Business URL: www.cccssf.org

Consumer Credit Counseling Service of the Midwest, Inc.
4500 East Broad Street
Columbus, OH 43213
800-355-2227
Business URL: www.apprisen.com

Consumer Debt Counselors, Inc.
831 W. Morse Blvd
Winter Park, FL 32789
407-599-0057
Business URL: www.consumerdebtcounselors.com

Consumer Education and Training Services
1200 Fifth Avenue
Suite 600
Seattle, WA 98101
206-267-7017
Business URL: www.CentsProgram.org

Consumer Financial Education Foundation of America, Inc.
2 North 20th Street
Suite 1030
Birmingham, AL 35203
205-321-2822
Business URL: https://www.cfefa.org/

ConsumerBankruptcyCounseling.info, a Project of the Tides Center
1014 Torney Avenue
San Francisco, CA 94129
415-561-6300
Business URL: www.tidescenter.org

CredAbility, Consumer Credit Counseling Service of Greater Atlanta, Inc.
270 Peachtree Street NW
Suite 1800
Atlanta, GA 30303
866-672-2227
Business URL: www.credAbility.org

Credit Advisors Foundation
1818 South 72nd Street
Omaha, NE 68124
402-393-3100
Business URL: www.creditadvisors.org

Credit Card Management Services, Inc. d/b/a Debthelper.com
1325 N. Congress Ave.
Suite 201
West Palm Beach, FL 33401
800-920-2262
Business URL: www.debthelper.com

Cricket Debt Counseling
219 SW Stark Street
Suite 200
Portland, OR 97204
503-353-0400
Business URL: www.cricketdebt.com

Debt Counseling Corp.
3033 Express Drive North
Hauppauge, NY 11749
888-354-6332
Business URL: www.debtcounselingcorp.org

Debt Education and Certification Foundation
114 Goliad Street
Benbrook, TX 76126
866-859-7323
Business URL: www.bkcert.com

Debt Management Credit Counseling Corp.
3310 N. Federal Highway
Lighthouse Point, FL 33064
954-418-1466
Business URL: www.dmcccorp.org

Debt Reduction Services, Inc.
6213 N. Cloverdale Road
Suite 100
Boise, ID 83713
208-378-0200
Business URL: www.debtreductionservices.org

Debtor Ed's Credit Counseling Inc.
627 Hearthglen Boulevard
Winter Garden, FL 34787
407-798-7931
Business URL: www.mydebtored.com

DebtorWise Foundation
1100 University Avenue
Suite 211
Rochester, NY 14607
800-870-2222
Business URL: www.debtorwise.org

DebtWave Credit Counseling
8665 Gibbs Drive
Suite 100
San Diego, CA 92123
888-686-4040
Business URL: www.debtwave.com

Evergreen Financial Counseling
9747 Stonecrest Drive
Salem, OR 97306
800-581-3513
Business URL: www.evergreenclass.com

Family Financial Education Foundation
724 Front Street
Suite 340
Evanston, WY 82930
307-789-2010
Business URL: www.ffef.org

Garden State Consumer Credit Counseling, Inc., d/b/a Novadebt
225 Willowbrook Road
Freehold, NJ 07728
732-409-6281
Business URL: www.novadebt.org

GreenPath, Inc.
36500 Corporate Drive
Farmington Hills, MI 48331
800-630-6718
Business URL: www.greenpath.com

Hananwill Credit Counseling
115 North Cross Street
Robinson, IL 62454
877-544-5560
Business URL: www.hananwill.com

Hummingbird Credit Counseling and Education, Inc.
3737 Glenwood Avenue
Suite 100
Raleigh, NC 27612
800-645-4959
Business URL: www.hbcce.org

InCharge Debt Solutions
5750 Major Blvd
Suite 300
Orlando, FL 32819
866-729-0049
Business URL: www.PersonalFinancialEducation.com

Integrity Consumer Services, Limited
20 Brown Thrasher Run
Oxford, GA 30054
770-715-6385
Business URL: www.integrityconsumerservices.com

Money Management International, Inc.
14141 Southwest Freeway
Suite 1000
Sugar Land, TX 77478-3494
(877) 964-2227
Business URL: www.moneymanagement.org

MoneySharp Credit Counseling Inc.
1916 N. Fairfield Avenue
Suite 200
Chicago, IL 60647
866-200-6825
Business URL: www.moneysharp.org

Mpowered
2009 Wadsworth Blvd.
Suite #100
Lakewood, CO 80214
303-233-2773
Business URL: www.mpoweredcolorado.org

National Financial Literacy Foundation, Inc.
555 Winderley Place
Suite 300
Maitland, FL 32751
877-380-6353
Business URL: www.learnfinances.org

No Limits Community Development Corporation
3203 Benjamin E. Mays Drive
Atlanta, GA 30311
678-973-2739
Business URL: www.CCR-Atlanta.org

PFG Credit Counseling, Inc.
55 E. Monroe Street
Suite # 3400
Chicago, IL 60603
312-499-6201
Business URL: http://ccert.pfged.com/

Rural Dynamics, Inc.
2022 Central Avenue
Great Falls, MT 59401
877-275-2227
Business URL: www.cccsmt.org

Springboard Nonprofit Consumer Credit Management, Inc.
4351 Latham Street
Riverside, CA 92501
951-781-0114
Business URL: www.bkhelp.org

Stand Sure Credit Counseling, a/k/a Biblical Financial Concepts, Inc.
406 5th Street North
Suite 1
Oneonta, AL 35121
877-240-1398
Business URL: www.biblicalfinancialconcepts.org

The Kingdom Ministries, Inc.
6094 Apple Tree Drive
Suite 5
Memphis, TN 38115
901-552-5131
Business URL: www.thekingdomministries.com

The Mesquite Group, Inc.
600 Six Flags Drive
Suite 400
Arlington, TX 76011
817-769-4069
Business URL: www.themesquitegroup.org

Urgent Credit Counseling, Inc.
219 SW Stark Street
Suite 200
Portland, OR 97204
866-233-1940
Business URL: www.urgentco.com

As an expert with extensive knowledge in bankruptcy proceedings, credit counseling, and financial education, I can provide valuable insights into the concepts mentioned in the article.

Bankruptcy Filing Process: The article outlines the process of filing for bankruptcy in Washington and emphasizes the requirement to complete a credit counseling course approved by the US Trustee before filing for bankruptcy. This course aims to educate individuals about managing their finances and exploring alternatives to bankruptcy.

Credit Counseling Requirement: The credit counseling requirement is a crucial step in the bankruptcy process. It ensures that individuals contemplating bankruptcy have explored all possible options and are well-informed about the consequences of filing for bankruptcy. The mentioned services are approved by the US Trustee for Washington bankruptcy filers, indicating that they meet specific standards and guidelines.

Exemptions from Credit Counseling: Active military personnel in combat zones and individuals with significant physical or mental impairments exempt from fulfilling the credit counseling requirement are notable exceptions. These exemptions acknowledge the unique circumstances that might hinder someone from completing the course.

Post-Bankruptcy Petition: If individuals attempt but cannot fulfill the credit counseling requirement before filing for bankruptcy, the article mentions the possibility of petitioning the court to take the course after filing. This provision recognizes that unforeseen circumstances may prevent timely completion.

List of Approved Credit Counseling Services: The article provides a comprehensive list of US Trustee-approved credit counseling services in Washington. Each service has a unique business URL, contact information, and location. These organizations play a crucial role in providing the required credit counseling and issuing certificates to individuals who successfully complete the course.

Some notable credit counseling services mentioned include:

  • $1st Choice Credit Counseling & Financial Education
  • $0 Debt Goal Inc.
  • $0$ BK Class Inc.
  • 101creditcounseling.com
  • 123 Credit Counselors, Inc.
  • Access Counseling, Inc.
  • Advantage Credit Counseling Service, Inc.
  • Alliance Credit Counseling, Inc.
  • Cambridge Credit Counseling Corp.
  • GreenPath, Inc.
  • Money Management International, Inc.

These services serve as valuable resources for individuals navigating financial challenges and considering bankruptcy.

In summary, the article emphasizes the importance of credit counseling in the bankruptcy process, outlines exemptions, and provides a comprehensive list of approved credit counseling services for Washington bankruptcy filers.

Washington Pre-Bankruptcy Credit Counseling – Approved by the US Trustee (2024)
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